FIXED RATE LOANS

FIXED RATE LOANS

 

Fixed rate loans are offered in terms ranging from 10 to 40 years.  The interest rate and payment remain fixed the entire term of the loan regardless of principal reduction. This structured “amortized” home loan is paid off at the end of the term and is likely why a fixed rate mortgage is the most common type of loan program.

​No risk of interest rate increasing over the life of the loan

​No pre-payment penalty

​Fully amortized

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Types Of Loans
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ABOUT US

  • Our Unique Process

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LOAN PROGRAMS

  • Purchase

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  • Home Equity Line (HELOC)

  • Reverse Mortgage

  • Commercial Financing

LEARNING CENTER

  • Types of Loans

    • FHA Loans

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    • Non-Qualified (Non-QM) Loans

    • Interest-Only Loans

    • Home Equity Basics

    • Fixed Rate Loans

    • Variable Loans

    • Interim ARM Loans

  • Mortgage Glossary

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  • FAQ

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323-522-1020

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NMLS #248170 | CA Department  of Real Estate - Real Estate Broker - DRE #01109636

323-522-1020