There are so many benefits of a refinance!

 

There are many reasons someone may want to consider refinancing. Some examples of Rate & Term, Cash-Out, or Debt-Consolidation loans are:

 

1. Need funds for home improvements
2. Consolidate debt
3. Lower your interest rate
4. Lower your payment
5. Change the length (term) of your loan
6. Take cash-out for investments (perhaps more real estate)
7. Divorce settlement
8. Remove Mortgage Insurance (MI)
9. Convert your rate from ARM to fixed
10. Pay for a wedding
11. And a variety of others

 

 

Depending on your needs and your circumstances, we can help you secure one of the following loans:

 

​ FHA (Federal Housing Administration)

​ FHA (no-qualifying) Streamline

​ VA (Veterans Administration)

​ VA-IRRRL--Refinance

​ Conforming (Fannie Mae & Freddie Mac)

​ Non-conforming (outside the box)

​ Jumbo

​ Non-QM (Qualified Mortgage) bank statements

​ Non-QM low-income documentation

​ Asset Depletion calculation loans

​ Foreign national loans

​ Interest Only

​ 1-4 multi-unit financing

​ Piggy-back rates (10, 15, 20, 25, 30, and a variety of other terms)

​ ARMs (Adjustable Rate Mortgages)

​ Interim ARMs (3/1, 5/1, 7/1, 10/1) fixed-term then variable

​ Private money loans (hard money)